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In a dedicated effort to make healthcare and dental care more affordable for its citizens, the Singaporean government has implemented a range of subsidies. These are channelled through the Community Health Assist Scheme (CHAS), the Merdeka Generation package, and the Pioneer Generation package.

What is the Community Health Assist Scheme (CHAS)?

The Community Health Assist Scheme (CHAS) is a government healthcare subsidy scheme in Singapore that helps lower-income individuals and families afford essential healthcare services. It offers dental subsidies to eligible Singaporeans to make dental care more accessible for those who need it most.

How CHAS Dental Subsidy Scheme Works

Under the CHAS Dental Subsidy Scheme, eligible individuals can receive subsidies for selected dental services at participating dental clinics. The subsidies cover a portion of the dental fees, reducing the financial burden for patients. This encourages regular dental visits and promotes better oral health in the community. From routine check-ups and cleaning to more complex services like fillings, extractions, and denture services, the scheme ensures that cost isn’t prohibitive for anyone seeking dental care.

To access the CHAS Dental Subsidy, individuals must present a valid CHAS card at the participating dental clinic. The subsidy amount depends on the CHAS card tier the individual qualifies for.

CHAS Card Tiers

CHAS cardholders are divided into three categories with different subsidy rates — Blue, Orange, and Green. The individual’s tier depends on their household income and the Annual Value (AV) of their residence.
CHAS CriteriaCHAS Green CardCHAS Orange CardCHAS Blue Card
Household Monthly Income per PersonAbove $2,000$1,201 - $2,000$1,200 and Below
Annual Value (AV) of HomeAbove $25,000$21,001 - $25,000$21,000 and below
  • CHAS Blue and Orange Cards: These cards are for lower- to middle-income households, and cardholders receive higher subsidies for dental services, such as dental scaling and polishing, fillings, extractions, and dentures.
  • CHAS Green Card: The Green tier, reserved for those with slightly higher income, provides moderate subsidies.

Merdeka Generation

The Merdeka Generation (MG) refers to Singaporeans born between 1950 and 1959. Members of this generation receive additional healthcare benefits, including dental subsidies. Under the MG package, they receive a higher subsidy rate than regular CHAS cardholders, which translates to more affordable dental care.

Pioneer Generation

The Pioneer Generation (PG) package is for those born in or before 1949 and became citizens before 1987. Like the Merdeka Generation, the Pioneer Generation enjoys enhanced healthcare benefits, including dental subsidies. Pioneer Generation seniors are eligible for even higher subsidies for dental services at participating CHAS dental clinics.


Family Dental Centre (FDC) is a CHAS-accredited dental clinic. We offer a broad range of dental services covered under the CHAS Dental Subsidy scheme. Additionally, we recognise the Merdeka and Pioneer Generations, providing the enhanced dental subsidies they’re eligible for under their respective packages.

Frequently Asked Questions About CHAS Dental Subsidies

Yes, wisdom tooth extraction is generally covered under the CHAS Dental Subsidy scheme. However, it is important to note that the coverage and subsidy amounts may vary depending on the specific services required and the participating dental clinic. 

At Family Dental Centre (FDC), we welcome CHAS cardholders and offer a variety of dental services, including wisdom tooth extraction, under the CHAS Dental Subsidy scheme. We recommend contacting our team to understand the specific details about the subsidy coverage.

To claim the subsidies for dental services under the CHAS Dental Subsidy scheme, you need to present your valid CHAS card at the participating dental clinic. The subsidy amount will be deducted from the total cost of the dental care. Any remaining balance not covered by the subsidy will be your responsibility.

To apply for CHAS dental subsidy, you need to first check if you meet the eligibility criteria for a CHAS card. If eligible, you can apply for a CHAS card online or at selected CHAS Community Centres. Once you have your CHAS card, you can then avail of the dental subsidies at participating CHAS dental clinics.


Since its inception in 2003, Family Dental Centre (FDC) has grown into a network of dental clinics in Singapore, driven by the mission to provide quality and accessible dental care to the community. As part of the Oracare Group and recognised by both the Singapore Medical Council and the Ministry of Health, our focus is on upholding high standards in dental services, a commitment that has led to our inclusion in Dental Asia and listing on HealthHub, Singapore’s leading health portal.

At FDC, understanding and meeting the individual needs of our patients is at the heart of what we do. Our expansion to 12 conveniently located clinics is a reflection of our commitment to making dental care accessible to all, supported by a team of 32 dental surgeons. Continuous professional development is key, ensuring our team is equipped to provide tailored, high-quality care. In recognition of Singapore’s diverse culture and languages, our staff are conversant in English, Mandarin, and Malay, facilitating clear and effective communication with our wide-ranging clientele.

Choosing Family Dental Centre means opting for a partner committed to your long-term dental health. Learn more about FDC and discover how we can be part of your dental care journey.